Long term care is a type of skilled care or personal care service that you might need if you’re unable to care for yourself because of an illness, disability, or cognitive impairment like Alzheimer’s disease.
Long-term care is different from traditional medical care, which tries to treat or cure illness. Long-term care may help you maintain your lifestyle but usually won’t improve your medical condition. It helps with routine daily activities, such as eating, getting around and bathing. It can also help you if you need supervision, protection or reminders to take medicine.
Long-term care can be very, very expensive. You can expect to pay at least $3,000 a month for a care in an assisted living center and more than $6,000 a month for care in a nursing home.
Long –term care is typically less expensive if you buy it when you are younger. There are “risk factors” that will contribute to the cost. Life expectancy, gender and your family situation and family health history will be determining factors your need.
Contact Debbie Boyd for more information here or call 979-220-3018.
Money Strategies with Debbie Boyd on 1380AM The BIZ
Debbie is licensed with our agency. Jeff DeNight discusses insurance on her show each month!Debbie Boyd: Long-Term Care & Life Insurance Professional